Bespoke Financial Advice & Solutions for Professional Self-employed Women


HerMoney – Tomorrow Belongs to those Who Prepare for it Today


HerMoney is a brand new division of CWM Wealth Management Ltd and has been set up by Managing Director Carol Brick and her team of finance professionals to provide a dedicated financial advisory service to Self Employed Professional Women all over Ireland.

Carol Brick is a UCD graduate of Economics and a qualified financial advisor. She began her career in the Financial Services Industry over 18 years ago in Bank of Ireland Headquarters and since 2005 has specialised in the area of Asset and Wealth Management. Carol has extensive relationships with all of the major Irish financial institutions and has specialist knowledge of their products and services and has a proven track record of managing a wide array of investment portfolios.

HerMoney offers a specialist financial advisory service and solutions to professional self–employed women. Carol recognises that your financial requirements as a self–employed woman are unique because once you decide to go self–employed you will require access to financial advice and products that were before now more than likely taken care of by an employer. Once you become self–employed it is so important to replace valuable employee benefits such as Pension, Death in Service and Sick Pay Cover. Carol believes that a suitable financial plan must reflect a client's unique personal and business situation and will tailor a plan especially for you.

The Idea Behind HerMoney

Carol Brick has been working with self-employed professional contractors through CWM Wealth Management for the past decade and noticed an increasing amount of female contractors who had huge gaps in their Retirement and Protection Plans. This led to CWM carrying out a detailed survey to take a closer look at this situation. The survey interviewed 106 self-employed professional women and found that:

  • Only 47% had private pension plans in place.
  • 45% claimed to have pension policies in place from previous employment contracts with 52% never having reviewed these policies with no idea re how they were performing or even how much they would be worth in retirement.
  • 50% of those surveyed did not have appropriate life cover in place and over 70% were unaware of the advantages of same.
  • Only a mere 20% of respondents had appropriate income protection cover in place.

Carol, a busy working mother herself identified the necessity to make similar businesswomen more aware of the huge importance of appropriate Pension and Protection planning so HerMoney was formally set up in February 2017.


Retirement Planning

We will conduct an in-depth review of your overall Retirement Arrangements and will help you to identify and address any gaps you may have. We will review your existing pension plans and your attitude to market risk and help you to realise your ultimate retirement goal.


We will help you to put the most appropriate protection plan in place so that you and your dependents are protected in the event of illness, injury or your premature death.

Savings & Investments

HerMoney has access to a large number of providers who can provide you with very attractive investment opportunities which are best suited to you and your attitude to risk.

At HerMoney, we provide advice and solutions on the above 3 core areas


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Contact Us


Dublin Office

t/a CWM Wealth Management Ltd,
28 Merrion Square,
Dublin 2,Ireland.
Tel: 01 – 611 0707
Fax: 01 – 481 1594

Cork Office

t/a CWM Wealth Management Ltd,
Unit 6500,
Cork Airport Business Park,
Tel: 021 – 4839350
Fax: 021 – 238 0198

CWM Wealth Management Ltd t/a HerMoney is regulated by the Central Bank of Ireland