Despite worrying that they might be a scam, this reader’s friends are investing in cryptocurrencies and she is wondering if she should too.

Question:  Lots of my friends are saying that cryptocurrency is the way forward and safer than a bank. When I started looking into it, there seem to be hundreds of different cryptocurrencies on the market, and I am none the wiser about whether they are worth investing in or just a scam. Can you help?

Answer:  Cryptocurrencies have certainly had one wild ride in recent times with vast booms and plunges, huge swings, and some unforgettable scams that have startled even the most seasoned investors….

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