With outgoings at a premium, the only way for this reader to achieve her dream is by applying radical changes to her spending habits

Question:  I am 35 and single. I work full time in a good job and I am well paid, but I am finding it next to impossible to save anything once my monthly outgoings flow out of my account. I am currently renting, and I am beginning to think that I will never own my own home which is really getting me down. Please help!

Answer:  I am sorry to hear that you feel like this. Let’s look at what seems to be getting you down the most – buying your own home. The first thing you need to do is create a plan by determining a possible time frame for the purchase of the property……

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