Our reader is starting a new job where she will not be paid for sick leave. Does she need to purchase a policy that will protect her against the financial impact of illness?

Question: I am starting a new job and my employer does not offer any type of sick pay or illness cover. Do I need to take out some form of policy to protect me, should I find myself ill in the future?

Answer: The diagnosis of a serious or chronic illness can have a serious mental as well as physical impact on a person, but few of us stop to think of the financial impact it would have on us and our families….

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