Our reader knows that she contributed to a pension in a previous job, but is shaky on the details. She wants to know what her options are with this potential nest egg

Question: In my last job, I contributed to a pension fund but I know very little about it. I do not know how much is in it or how it is performing – how do I go about finding out more information and what are my options with this money now that I have left the company? Can I draw it down – I am 45?

Answer: A recent survey I conducted shockingly revealed that less than a third of respondents keep track of previous pension schemes, so you are certainly not alone here…..

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